Как да се пенсионираме преди да сме навършили 40 ?
Публикувано на: Нед Окт 25, 2009 12:18 pm
Някои вече са го направили успешно. Още интересни примери от препратката към Yahoo.
http://ca.finance.yahoo.com/retirement/ ... -before-40Dianne Nahirny retired at 36 with a net worth of $225,000 (now higher) and a mortgage-free house in a well-off Hamilton neighborhood - despite having an average annual income of $20,000 while working. Her book, Stop Working ... Start Living (2004), describes how she did it.
The key, says Nahirny, is money management. While she did supplement her income with earnings from sources like home-based businesses and investments, she says it's easier to build up and maintain a nest egg by trimming unnecessary expenses.
Nahirny, who is single, enjoys local instead of luxury vacations, uses "free alternatives for banking, watching movies, concerts" etc., has "energy-saving devices from the dollar store," grows herbs and vegetables, subscribes to dial-up Internet instead of cable-TV, and prefers cabs, buses and car rentals to owning a car.
A second element in her success was real estate. She bought a condo when she was 22 and sold it for nearly double the purchase price in the late 1980s. She then successively bought better houses, upgraded them, and sold for more profits (except for an early 1990s transaction).